Introduction and General Terms of this Privacy Policy
Luxe Loans UK is committed to protecting your personal information when you are using services from us. We want our services to be a safe and enjoyable environment for our users. This Privacy Policy relates to our use of any personal information you provide to us through our website.
In order to provide you with the full range of services, we are sometimes required to collect information about you.
This privacy policy explains the following:
- What information Luxe Loans UK may collect about you;
- How Luxe Loans UK will use information we collect about you;
- Whether Luxe Loans UK will disclose your details to anyone else;
- The use of cookies on the Luxe Loans UK website and how you can reject these cookies.
As set out above, Luxe Loans UK is committed to safeguarding your personal information. Whenever you provide such information, we are legally obliged to use your information in line with all laws concerning the protection of personal information, including the Data Protection Act 1998 (these laws are referred to collectively in this Privacy Policy as “data protection laws”).
Information Luxe Loans UK may collect about you.
We may collect and store any or all of the following types of information:
Information about the computer terminal you are on and about your use of our website including:
- Your computers IP address,
- Your worldwide geographical location,
- Your Internet browser details,
- The site which referred you to us,
- How long you stayed on our site,
- Which pages you viewed.
Any personal information about any transactions carried out between you and Luxe Loans UK, including.applications for loans, services or products
Any personal information that you provide to us for the purpose of subscribing to any services from Luxe Loans UK, including including email newsletters and notices
Any other personal information that you choose to send to us; including initial loan applications, email addresses or any other information that you send.
How Luxe Loans UK will use your personal data
Luxe Loans UK will use your personal information for several reasons including the following:
We may use your personal information:
- For website administration purposes, which means that Luxe Loans UK may contact you for reasons related to the service you have signed up for, (For example; to notify you that a particular service has been suspended for maintenance),
- To personalise the way that content on the Luxe Loans UK website is presented to you.
- To allow the Luxe Loans UK website to enable any services you are registered with.
- To enable us to send to you any goods which have been purchased via the Luxe Loans UK website,
- To allow Luxe Loans UK to send you any paperwork related to your use of the website for example: statements & invoices,
- To communicate with you about the website and to send you general notifications,
- To communicate with you for the purposes of marketing our business or the businesses of carefully selected third parties which we think may be of interest to you,
We may provide your personal information to carefully selected third parties without your consent.
Who Luxe Loans UK may disclose your personal information to.
We may disclose information about you to any of our Suppliers, whenever it is reasonably necessary for the smooth business running of Luxe Loans UK.
Cookies
Cookies, are parcels of text sent by a server to a Web client (usually a browser) and then sent back unchanged by the client each time it accesses that server. Every time the user visits the webpage the cookie can be used to help identify them.
We may use Session cookies on the Luxe Loans UK website.
We use session cookies to keep track of you whilst you navigate the Luxe Loans UK website; Session cookies do not reside on your computer permanently and will be deleted when you close your browser.
Google Analytics is used on the Luxe Loans UK website. It is a free service offered by Google that generates detailed statistics about the visitors to a website. Luxe Loans UK is not responsoble for the information collected by Google. Google’s privacy policy is available at: http://www.google.com/privacypolicy.html
Any advertisers on our site many also place cookies on your local machine.
Most modern browsers allow users to decide whether to accept cookies, but rejection makes some websites unusable, including this one.
We may also use your personal information:
To the extent that we are required to do so by the law of England & Wales;
Except for as detailed above in this Privacy Policy, we will not provide your information to third parties.
International data transfer
Any personal information that is submitted to us may be stored and transferred between countries which do not have copyright laws as protecting as the EU. By providing us your information to us you agree to such international data transfer and storage.
How Luxe Loans UK secure’s your personal data
Luxe Loans UK take reasonable technical precautions to prevent the loss or misuse of your personal information.
We will store all personal information on our secure servers.
Any transactions you make with the website will be encrypted using SSL technology.
However, the internet itself is relatively insecure and as such we cannot guarantee the security of any data sent over the internet.
You are responsible for keeping your password secure. We will never ask you for your password via email or any other means. any attempt of this should be treated as suspicious.
Changes to this Privacy Policy
We may update this Privacy Policy by posting new versions on the website. You should check this page every time you submit any personal data to ensure you are happy with any changes.
Can I find out what information Luxe Loans UK holds about me?
Under the Data Protection Act you have the right to request a copy of the personal information that we hold hold about you and to have any inaccuracies corrected. (We charge £50 for information requests and will require you to prove your identity with 2 pieces of approved photographic identification.) We will use reasonable efforts to supply, correct or delete personal information about you on our files.
You can instruct us to remove you from marketing communications at any time, free of charge.
Third party websites external to Luxe Loans UK
Our website may contain hyperlinks to websites owned and operated by third parties. These third party websites have their own privacy policies, including cookies, and we urge you to review them. They will govern the use of personal information you submit or are collected by cookies whilst visiting these websites. Luxe Loans UK accepts no responsibility or liability for the privacy practices of such third party websites and your use of such websites is at your own risk.
Contacting Luxe Loans UK about this Privacy Policy
If you have any questions or comments about this privacy policy, we can be contacted via email at: privacy@luxeloans.co.uk.
